How-To Library

Find the steps you need, fast.

Every guide is outcome-focused and numbered — so you know exactly what to do, and why it matters.

Browse by feature

Pick a feature area

Guides are grouped by the part of Owdyn they cover.

Getting Started

Set up your Owdyn account and connect your first accounts.

3 guides

Accounts

Add, edit, and manage your bank accounts, credit cards, and more.

3 guides

Transactions

Search, filter, categorise, and edit your transaction history.

3 guides

Budgets & Safe-to-Spend

Set monthly spending limits and see how much you can safely spend today.

2 guides

Goals & Savings

Create savings goals and track your progress toward them.

1 guide

Bills & Commitments

Track recurring bills, subscriptions, and BNPL installments.

2 guides

CSV Import

Import transactions from any NZ bank using a CSV export.

2 guides

Forecasting

See your projected balance curve and spot upcoming shortfalls early.

1 guide

Bank Data

Export your NZ bank transactions and import them into Owdyn.

5 guides

Start here

New to Owdyn?

The guides that get you up and running fastest.

Bills & Commitments

How to add a recurring bill

Add a recurring bill so Owdyn reduces your Safe-to-Spend before each payment hits your account.

3 min

Budgets & Safe-to-Spend

How to create a budget for a spending category

Set a monthly spending limit for any category and track your progress through the month.

3 min

Forecasting

How to read your balance forecast

Interpret the forecast chart to spot upcoming shortfalls and understand what's driving your projected balance.

4 min

Can’t find the guide you need?

We’re always adding new guides. Let us know what’s missing.

Contact support