How to add a recurring bill
After this guide, you'll be able to: Add a recurring bill so Owdyn reduces your Safe-to-Spend before each payment hits your account.
Published 21 April 2026
- 1
Go to Bills from the navigation
Open Bills & Commitments. Existing bills and upcoming occurrences are shown here.
- 2
Tap "+ Add bill"
Tap the add button to open the bill creation modal.
- 3
Enter the bill details
Fill in: Bill name (e.g. "Contact Energy"), amount, frequency (weekly, fortnightly, monthly, quarterly, annually), and next due date.
If the amount varies (like a power bill), enter the typical amount — you can update individual occurrences when the exact amount is known.
- 4
Optionally assign a category
Assigning a category lets the bill appear in your budget tracking. For example, a power bill assigned to "Utilities" counts against your Utilities budget for the month it's due.
- 5
Save the bill
Tap Save. Owdyn generates upcoming occurrences for the next few months. Any occurrence falling within your Safe-to-Spend horizon immediately reduces your available balance.
What happens next
When a bill is paid, mark the occurrence as paid in Owdyn (or Owdyn may auto-match it from your transaction imports). This keeps your upcoming list accurate.
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