How to create a savings goal
After this guide, you'll be able to: Create a goal with a target amount and optional deadline to track your savings progress.
Published 21 April 2026
- 1
Go to Goals from the navigation
Open Goals. Any existing goals are shown here with their progress.
- 2
Tap "+ New goal"
Tap the add button to open the goal creation modal.
- 3
Name your goal and set the target amount
Give the goal a specific name ("Emergency Fund", "Japan Trip 2027", "New Laptop"). Enter the target amount — the total you're trying to save.
- 4
Optionally set a target date and monthly contribution
If you have a deadline (like a booked holiday), set a target date. Owdyn will show you how much you need to save per month to hit it on time.
You can also set a planned monthly contribution. This amount will be deducted from your Safe-to-Spend, reserving the money before you see your available balance.
Don't set a contribution you can't sustain. It's better to start with a smaller regular amount and increase it later than to pause the goal because it felt too tight.
- 5
Save the goal
Tap Save. The goal appears in your Goals list with a progress bar.
What happens next
Add contributions to your goal as you save. You can do this manually (tap "+ Add contribution") or by importing transactions from a dedicated savings account.
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