Works with Kiwibank
Use Owdyn with Kiwibank
Kiwibank customers can run their whole budget through Owdyn today. Export your transactions from Kiwibank internet banking, import the CSV, and Owdyn’s NZ merchant recognition sorts your spending before you touch a thing.
Up and running in minutes
- 1
Create your free Owdyn account
Sign up at owdyn.com — free, no credit card, about 30 seconds.
- 2
Download a statement from your internet banking
Log in to your bank as usual and export your transactions as a CSV file. Your banking login never goes anywhere near Owdyn.
- 3
Import the file into Owdyn
Drop the CSV into Owdyn. NZ merchants are recognised on sight and transactions are categorised before you touch a thing.
- 4
Read your Safe to Spend
Add your bills, BNPL plans and goals once — from then on, one honest number tells you what is genuinely yours to spend.
Kiwibank internet banking can download your transaction history as a CSV file — check the export/download option on your account history. For exact step-by-step instructions, see our guide: how to export a CSV from Kiwibank.
Kiwibank accounts that work with Owdyn
- Everyday accounts
- Savings and Notice Saver accounts
- Credit cards
- Joint accounts
Your login stays with your bank
CSV import means your Kiwibank credentials never leave Kiwibank. And when automatic bank sync arrives for Plus and Wise plans (in testing now), it runs through Akahu — New Zealand’s accredited open banking intermediary — so your password is still never shared with Owdyn. Read more on our security page.
Kiwibank + Owdyn, answered
Do I need to give Owdyn my Kiwibank internet banking login?
No — never. Owdyn works from CSV statement files you download from Kiwibank yourself, so your internet banking credentials stay with your bank. Automatic bank sync (in testing, coming to Plus and Wise plans) uses Akahu, New Zealand's accredited open banking intermediary — and even then your password is never shared with Owdyn.
Is it safe to import Kiwibank statements into Owdyn?
Yes. Statement files contain transaction history — dates, descriptions, amounts — not your login. Everything you import is encrypted in transit and at rest, is never sold or shared for marketing, and you can export or delete your data at any time.
How much Kiwibank history can I import?
As much as Kiwibank lets you export — most NZ banks offer at least several months, and you can import multiple files. Owdyn detects duplicates across imports, so overlapping files are safe.
Will my Kiwibank transactions be categorised automatically?
Yes. Owdyn recognises hundreds of NZ merchants on sight — Countdown, Z Energy, Uber Eats, PB Tech and more — and applies your custom rules to anything it misses. Set a rule once and it never asks again.
Owdyn works with every NZ bank via CSV import. See all banks on the banks hub.
No waitlist
Your Kiwibank data, one honest number.
Import your first statement tonight and see your real Safe to Spend. Free during beta, no credit card, no bank login.
Free during beta · No credit card · No bank login required