Works with The Co-operative Bank
Use Owdyn with The Co-operative Bank
The Co-operative Bank’s customers can bring their accounts into Owdyn in minutes. Export your transactions from online banking, import them, and see one honest Safe-to-Spend number with your bills and goals already accounted for.
Up and running in minutes
- 1
Create your free Owdyn account
Sign up at owdyn.com — free, no credit card, about 30 seconds.
- 2
Download your transactions from internet banking
Log in to your bank as usual and export your transaction history to a file. Your banking login never goes anywhere near Owdyn.
- 3
Import the file into Owdyn
Drop the file into Owdyn. NZ merchants are recognised on sight and transactions are categorised before you touch a thing.
- 4
Read your Safe to Spend
Add your bills, BNPL plans and goals once — from then on, one honest number tells you what is genuinely yours to spend.
Look for an export or download option on your account history in Co-operative Bank online banking. If it offers CSV, Owdyn imports it directly; if you can only get a PDF, you can still add transactions manually on any plan, including Free.
The Co-operative Bank accounts that work with Owdyn
- Everyday accounts
- Savings accounts
- Credit cards
- Joint accounts
Your login stays with your bank
Automatic bank sync on Plus and Wise runs through Akahu — New Zealand’s accredited open banking intermediary — so your The Co-operative Bank password is never shared with Owdyn. And CSV import, free on every plan, keeps your credentials with The Co-operative Bank entirely. Read more on our security page.
The Co-operative Bank + Owdyn, answered
Do I need to give Owdyn my The Co-operative Bank internet banking login?
No — never. If you connect The Co-operative Bank automatically on Plus or Wise, that runs through Akahu, New Zealand's accredited open banking intermediary, so your password goes to Akahu's secure flow and never to Owdyn. If you import a CSV instead — free on every plan — you export the file yourself from Co-operative Bank online banking and your credentials stay with The Co-operative Bank entirely.
Which Co-operative Bank accounts can I import?
Everyday accounts, savings accounts, credit cards and joint accounts. Export each account separately; if the export offers CSV, Owdyn imports it directly and keeps each account distinct.
How far back can I import Co-operative Bank transactions?
As much history as online banking lets you export, and you can import several files. Three months is a practical first import — Owdyn detects overlaps, so adding earlier files later is safe.
Sync covers the banks Akahu supports; CSV import works with any NZ bank. See all banks on the banks hub.
No waitlist
Your The Co-operative Bank data, one honest number.
Import your first statement tonight and see your real Safe to Spend. Free during beta, no credit card, no bank login.
Free during beta · No credit card · Your bank login is never shared