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Works with BNZ

Use Owdyn with BNZ

BNZ and Owdyn work together from your very first import. Download your transactions from BNZ internet banking, drop the file into Owdyn, and see what’s genuinely yours to spend — bills, Afterpay and goals already subtracted.

Up and running in minutes

  1. 1

    Log in to BNZ internet banking

    Go to bnz.co.nz and click Log in. Enter your access number and password. Complete 2FA if prompted.

  2. 2

    Open the account you want to export

    From the accounts overview, click the account you want to export — BNZ Everyday, Rapid Save, Goal Save, or credit card.

  3. 3

    Open the transaction list

    Click Transactions within the account. BNZ shows recent transactions by default. Use the date filter to extend the range.

  4. 4

    Set your date range

    Use the search or filter controls to set a custom date range. BNZ supports up to 12 months per export. Start with 3 months for a first import.

  5. 5

    Export as CSV

    Click Export or the download icon near the transaction list. Choose CSV when prompted. The file saves to your downloads folder.

  6. 6

    Import the file into Owdyn

    In Owdyn, go to Accounts, select the matching account, click Import CSV, upload the BNZ file. Owdyn maps BNZ's columns and checks for duplicates automatically.

BNZ internet banking lets you export transaction history as a CSV file from each account.

BNZ accounts that work with Owdyn

  • Everyday (YouMoney) accounts
  • Savings accounts
  • Credit cards
  • Joint accounts

Your login stays with your bank

Automatic bank sync on Plus and Wise runs through Akahu — New Zealand’s accredited open banking intermediary — so your BNZ password is never shared with Owdyn. And CSV import, free on every plan, keeps your credentials with BNZ entirely. Read more on our security page.

BNZ + Owdyn, answered

Do I need to give Owdyn my BNZ internet banking login?

No — never. If you connect BNZ automatically on Plus or Wise, that runs through Akahu, New Zealand's accredited open banking intermediary, so your password goes to Akahu's secure flow and never to Owdyn. If you import a CSV instead — free on every plan — you export the file yourself from BNZ Internet Banking and your credentials stay with BNZ entirely.

How much BNZ history can I import?

Up to 12 months per export. Start with three months for a first import; you can add earlier files afterwards and Owdyn detects overlaps, so re-importing a period is safe.

Where is the export option in BNZ internet banking?

Open the account, click Transactions, then the Export or download icon near the transaction list and choose CSV. Set your date range before exporting.

Which BNZ accounts can I import?

Everyday (YouMoney) accounts, savings accounts, credit cards and joint accounts. Each exports separately — import them one at a time and Owdyn keeps them distinct.

Sync covers the banks Akahu supports; CSV import works with any NZ bank. See all banks on the banks hub.

No waitlist

Your BNZ data, one honest number.

Import your first statement tonight and see your real Safe to Spend. Free during beta, no credit card, no bank login.

Free during beta · No credit card · Your bank login is never shared